Live in the Home Now.
Buy It Later.

Lease options give you the right to purchase without qualifying for a mortgage today. Move in, build your future, and buy when you're ready.

500+

Families Helped

1-3 Years

Flexible Terms

No

Bank Needed Today

What Is a Lease Option?

A lease option is a rent-to-own arrangement that gives you the exclusive right to purchase a home after living in it as a tenant. It's your pathway to homeownership, on your timeline.

Phase 1

Rent

Move into your future home as a tenant with a standard lease agreement.

Phase 1

Rent

Move into your future home as a tenant with a standard lease agreement.

Phase 1

Rent

Move into your future home as a tenant with a standard lease agreement.

No mortgage required today

Unlike traditional home buying, a lease option lets you move in while you work on improving your credit, saving for a down payment, or stabilizing your income. The home is yours to lose — not someone else's to take.

The Process

How Lease Options Work

Four straightforward steps take you from renter to homeowner — at your own pace.

Move in under a lease

Find a property and start living there as a tenant. You'll sign a standard lease agreement while your option agreement runs in parallel.

Pay a one-time option fee

A portion of your upfront payment secures your exclusive right to purchase. This is typically 1-5% of the home's value.

Secure your right to buy

Your option agreement locks in your purchase price and terms. No one else can buy the home during your option period.

Prepare during the option term

Use your 1-3 year option period to build credit, save more money, and work with lenders to become mortgage-ready.

Benefits

Why Choose a Lease Option?

For buyers who need time to become mortgage-ready but want the security of knowing their home is waiting, lease options offer the best of both worlds.